Florida · FL
The Florida market — what we see on the ground.
No state income tax, no-tax retirement, and coastal properties in high demand year-round.
MLS coverage
Where we source FL listings
Active MLS feeds
- · Stellar MLS
- · Real MLS
Primary metros
- · Jacksonville
- · Orlando
- · Tampa
- · Miami
- · Fort Lauderdale
- · Naples
- · Sarasota
State-specific notes
What changes in this market
- ·Florida Hurricane Catastrophe Fund insurance considerations priced into homeowners premiums statewide.
- ·Homestead exemption available for primary residence: $25,000–$50,000 assessed-value reduction.
- ·Save Our Homes cap: 3% annual assessed-value increase limit once homestead is established.
Required disclosure
For every consumer in this state
Florida-licensed mortgage loan originator (MLO) and real-estate broker. Loans subject to credit approval and program eligibility.
See Licenses & Disclosures for all state-level regulator and license-verification links.
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